Full Gift Account Terms and Conditions

As of 02-27-2026

Card Terms:

These terms and conditions (“Terms”) govern your Phillips 66® Gift Card Balance Account (“Gift Account”). The Gift Card is issued by CIMI2510, Inc. (formerly known as CARD2202, Inc.) (“Issuer” or “we” or “us”) and these Terms constitute a legally binding agreement between Issuer and you as the Gift Account holder (the “Gift Account Holder” or “you” or “your”). Your activation or use of the Gift Account constitutes your agreement to these Terms..  Important: Please read this Agreement carefully.  The Terms below include a limitation of liability clause, a change in terms provision, a binding arbitration clause, a waiver of class action provision, and a novation clause.  If you do not agree with any of the Terms, then do not activate, accept, or use a Gift Account.

The Gift Account Issuer, Sole Obligor and Novation Clause

CIMI2510, Inc. is the sole Issuer of the Gift Account and the sole obligor to the Gift Account Holders including you.  Phillips 66®, Conoco®, and 76® (collectively, the “Retailer”) are neither the Gift Account Issuer nor the obligor to you or to any Gift Account Holder, and hold no obligation to you or any Gift Account Holder for the Gift Account. Your sole contractual party for the Gift Account is Issuer. You agree to the foregoing and acknowledge that it shall be treated, if and to the extent necessary, as a novation under which CIMI2510, Inc. is the only obligor to you.  Issuer may delegate its issuer obligations to an assignee, without recourse.  If delegated the assignee, and not Issuer, will be sole obligor to the Gift Account Holder. In furtherance of the foregoing agreements, you hereby knowingly release Phillips 66®, Conoco®, and 76® and their affiliates from any and all claims that they are obligated to you for the Gift Account.

About Your Gift Account

Your Gift Account is a limited-use and limited-value payment instrument that is only redeemable  up to its balance to make purchases of goods and services only at participating Phillips 66®, Conoco®, and 76® stores. Your Gift Account is designed so that you may transfer one or more of your Retailer Branded Gift Cards (defined below) into one Gift Account for your convenient future use. Gift Accounts will be denominated in U.S. dollars. 

Your Gift Account is not a debit or credit card, an asset account, a deposit account, or linked to a deposit account.  Your Gift Account is not a bank issued payment and is not subject to overdraft protection. The balance on the Gift Account is not insured by the Federal Deposit Insurance Corporation or any government deposit insurer or agency. It does not bear interest due to you, and it does not constitute evidence of indebtedness or liability by us to you, except to honor transactions made using the Gift Account in accordance with these Terms.

How To Establish and Activate Your Gift Account

You may activate the Gift Account by adding a new gift card to the Gift Account or by selecting an existing gift card and choosing “Add Gift Card to Balance.” If you experience difficulty or need assistance then seek customer service as provided in the Section below. A Gift Account will not be valid unless and until it is properly established acquired and activated.  A Gift Account also will not be valid if obtained by you from unauthorized sources.

Placing Gift Cards Into Your Gift Account

You may place funds into your Gift Account only from one or more of the following approved gift cards of Retailer (collectively the “Retailer Branded Gift Cards”) Phillips 66®, Conoco®, and 76®.  Instructions for placing the funds from an approved Retailer Branded Gift Card into your Gift Account can be found at the Tips On Gift Account Use page of this website.  For issues activating in relation to or transferring funds to your Gift Account from a Retailer Branded Gift Card, call 844-571-1729 or email SVS customer service at phillips66.supportb2b@storedvalue.com. For Fuel Forward® App questions or issues, contact consumerservices@p66.com or call 1-800-527-5476. A Gift Account may be opened with a maximum amount of $500.  Your Gift Account may be reloaded from time to time by you, provided that the aggregated value your Gift Account shall not exceed a total value of $2,000 in any given day.  Your Gift Account cannot be funded with funds from any source other that an approved Retailer Branded Gift Card.  Once the funds associated with the Retailer Branded Gift Card have been placed into the Gift Account, the funds will no longer be accessible on the physical Retailer Branded Gift Card.

Gift Account Redemptions

Your Gift Account is usable up to its balance only to purchase goods and services only at participating Phillips 66®, Conoco® and 76® locations.  See also the Limitations on Use specified in the section below. Your Gift Account is usable only up to the available balance of the Gift Account.  If you want to use your Gift Account to make purchases in excess of the balance, then you must combine the use of the Gift Account with another acceptable form of payment. Your Gift Account does not expire, but it may be deactivated by us if there is no activity on the Gift Account within 365 days after a zero balance.  Deactivated Gift Accounts cannot be used by you.  Contact Customer Service for inquiries about reactivation.

Fuel Forward® App – Certain Restrictions Apply

Your Gift Account may be used only via the Fuel Forward® App. You must download the Fuel Forward® App prior to the use of a Gift Account.  The Fuel Forward® App is available only on devices meeting specified Operating System requirements. To see if a device meets requirements, go to the Google Play Store or Apple App Store, search for the Fuel Forward® App and review the compatibility and requirements section before buying a digital Gift Account for yourself or others. If the applicable device does not meet specifications, then do not order a digital Gift Account.  Your use of your Gift Account to purchase via the Fuel Forward® App will be subject to separate terms and conditions that govern online shopping and Fuel Forward® App purchases.  Those terms and conditions are separate from these Terms and may be found at Phillips 66 Terms and Conditions.  You cannot open or create a Gift Account from the Fuel Forward® App without a Gift Card.  See instructions above for opening a Gift Account.

Limitations on Use

Your Gift Account is subject to limitations on its use.  Your Gift Account is not redeemable or usable (a) to purchase another Gift Account, (b) to purchase a gift card, (b) to make a payment towards previously purchased merchandise, (c) to make payment on any credit account, (d) at any merchant other than Phillips 66®, Conoco® and 76®, or (e) at any location other than participating Phillips 66®, Conoco® and 76® Store. For limitations upon international use, see the section below.  Your Gift Account cannot be used in or in furtherance of an illegal transaction or illicit activities.  Your Gift Account may not be refunded, returned, or redeemed for cash or currency, except to the extent required by law. If cash redemption is required by law, then you agree (to the extent permitted by law) that the payment may be made by cash, check, or an electronic funds transfer as such method is selected by Issuer.

International Use

No international use of the Gift Account is permitted.

Goods and Services Purchased with the Gift Account

Your use of your Gift Account to purchase goods or services at participating Phillips 66®, Conoco® and 76® will be subject to their policies, if any, governing the purchase of its goods and services.  In addition, refunds, returns, or merchandise credits regarding purchased merchandise, if any, will be governed by the policies of Phillips 66®, Conoco® and 76® stations as the sellers of the merchandise.

Resale and Transfer are Prohibited

Your Gift Account is not transferrable. You may not sell your Gift Account or otherwise barter or exchange the Gift Account for value.

No Expirations or Fees Against the Card Balance – Escheat

Your Gift Account balance does not expire. Your Gift Account is not subject to fees assessed against the balance of the Gift Account.  However, your Gift Account may be subject to escheat to an appropriate state or territory if and as required by applicable unclaimed property laws.  For information about escheat and unclaimed property, visit www.unclaimed.org.  If escheat occurs, you may inquire about the status of your Gift Account by visiting mycardterms.com/phillips66giftaccount or by contacting us at customerservice@cimicard.com or 855.971.7430.  As stated above, your Gift Account balance does not expire, but your Gift Account may be deactivated by us if there is no activity on the Gift Account within 365 days after a zero balance.

Risk of Loss, Damage, Theft or Unauthorized Use

Although a Gift Account is not cash, you should safeguard your Gift Account like you do cash.  Do not disclosed your Gift Account numbers to others.   You are responsible for the transactions using your Gift Account, whether authorized or unauthorized.  Your Gift Account will not be replaced or replenished if lost, stolen, damaged or used without authorization.

Fraud and/or Unauthorized Transactions

Issuer reserves the right to assert all available remedies or countermeasures in the event of suspected misuse, abuse or fraud regarding your Gift Account. Such remedies shall include, without limitation, the blocking, deactivation or freezing the Gift Account from use or the refusal by Issuer or Retailer to honor a Gift Account.

Important: Limitation of Liability

ISSUER MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, WITH RESPECT TO THE GIFT ACCOUNT INCLUDING, WITHOUT LIMITATION, ANY EXPRESS OR IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.  IF A GIFT ACCOUNT IS NON-FUNCTIONAL, DUE TO A SYSTEM ERROR OR SYSTEM NON-PERFORMANCE, YOUR SOLE REMEDY SHALL BE THE REPLACEMENT OF THE GIFT ACCOUNT. UNLESS PROHIBITED BY LAW, ISSUER AND YOU AGREE TO LIMIT CLAIMS FOR DAMAGES OR OTHER MONETARY RELIEF AGAINST EACH OTHER TO DIRECT ACTUAL DAMAGES.  AND ISSUER AND YOU WILL NOT SEEK ANY INDIRECT, SPECIAL, CONSEQUENTIAL, DOUBLE, TREBLE, EXEMPLARY OR PUNITIVE DAMAGES FROM THE OTHER. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU.

Important: Mandatory and Binding Arbitration Agreement

This mandatory and binding agreement to arbitrate (the “Arbitration Agreement”) is part of the Terms governing your Gift Account.  By accepting the Terms, you also are accepting and agreeing to the terms of this Arbitration Agreement. Please read these arbitration provisions carefully. They affect legal rights that you otherwise may have and require binding arbitration of claims instead of resolution in a court of law. With limited exceptions, this Arbitration Agreement requires Issuer and you to submit claims to binding and final arbitration on an individual basis.  This means that, as described below, you will not be able to bring a case or lawsuit in a court of law before a judge or jury. Instead, you agree to submit such claims solely on your own individual behalf to a neutral arbitrator. To that end, Issuer and you agree as follows:

1. We Both Agree to Arbitrate: Gift Account Issuer and you hereby agree to resolve any and all claims or disputes regarding, arising out of, or in any manner pertaining to the Gift Account Issuer, the Gift Account, and/or this Agreement (each a “Claim”) on an individual basis through final and binding arbitration in accordance with this Arbitration Agreement which arbitration shall be the exclusive way to resolve a Claim; provided, however, that you may bring any matter on an individual basis within the jurisdiction of a small claims court or similar small value claims court in which you seek less than the jurisdictional limit.
2. Applicability of Arbitration Agreement: This Arbitration Agreement applies to all Claims of any kind or nature including Claims arising by contract, tort, statute or otherwise regarding, arising out of, or in any matter pertaining to Gift Account Issuer, the Gift Account, and/or this Agreement. Furthermore, this Arbitration Agreement applies to all Claims for legal relief (including damages, penalties, and interest) regarding, arising out of, or in any matter pertaining to Gift Account Issuer, the Gift Account, and this Agreement. For the sake of clarity, it is agreed and understood that any claim for non-monetary relief (such as injunctive relief or specific performance) must be brought in a court of competent jurisdiction, which shall be the exclusive forum for Claims seeking non-monetary relief.
3. What is Arbitration? Generally, arbitration is more informal and less expensive than a lawsuit in court and seeks to resolve disputes more quickly. Instead of a judge or a jury, the case is decided by a neutral arbitrator.
4. Informal Dispute Resolution: Before commencing arbitration, Gift Account Issuer and you agree to try in good faith to resolve any dispute informally. To start the dispute process, you must send an individualized written notice (“Notice of Dispute”) to disputeresolution@cimicard.com that includes (1) your name, phone number, and email address, and (2) a description of the dispute and how you would like it resolved. In turn, if Gift Account Issuer has a dispute with you, Gift Account Issuer will send a Notice of Dispute in accordance with the notice provisions of this Agreement. Once a complete Notice of Dispute has been received, Gift Account Issuer shall have ninety (90) days to investigate the claims. If either side requests a settlement conference during this period, then Gift Account Issuer and you must cooperate to schedule that meeting by phone or videoconference. Gift Account Issuer and you each will personally participate, and each can bring counsel, but the conference must be individualized, even if the same firm(s) represent multiple parties. For the Claim specified in the Notice of Dispute, any statute of limitations will be tolled from the date the notice is received until the earlier of (i) ninety (90) days, or (ii) after a timely requested settlement conference is completed (“Informal Resolution Period”). An arbitration cannot be commenced until the Informal Resolution Period has ended, and a court can enjoin the filing or prosecution of an arbitration in breach of this Section on Informal Dispute Resolution.
5. Governing Law and Rules – One Arbitrator: This Arbitration Agreement is made pursuant to a transaction involving interstate commerce and shall be governed by the Federal Arbitration Act (“FAA”), 9 U.S.C. §§ 1-16. The arbitration shall be administered by JAMS Mediation, Arbitration and ADR Services (“JAMS”) and shall be conducted before a single arbitrator using JAMS’s Streamlined Arbitration Rules and Procedures (the “Streamlined Rules”) as jurisdictionally applicable or the JAMS’s Comprehensive Arbitration Rules and Procedures if the Streamlined Rules are not jurisdictionally applicable. For more information on JAMS and/or JAMS Rules and Procedures, you may visit the JAMS Website.
6. Location of Arbitration: The arbitration required by this Arbitration Agreement shall be held at a location determined by JAMS under its rules and procedures (provided such location is reasonably convenient to you) or at such other location as may be mutually agreed to by Gift Account Issuer and you.
7. Scope of Arbitrator’s Authority: The single arbitrator will have exclusive authority to resolve any dispute relating to the Agreement; provided, however, that a claim or dispute regarding the following must be brought in a court of competent jurisdiction, which shall be the exclusive forum to resolve the claim or dispute: (a) a dispute over the validity of the Agreement and/or any provision therein including this Arbitration Agreement, (b) a claim or motion to enforce or compel arbitration pursuant to the FAA, (c) jurisdictional disputes regarding the Arbitration Agreement, and (d) arbitrability of a Claim under the Arbitration Agreement. The arbitrator shall apply applicable law consistent with the FAA and all applicable statutes of limitations and shall honor all claims of privilege recognized at law. The arbitrator shall have the authority to grant or deny requests for discovery after giving due regard to an intended purpose of arbitration being to limit costs. The arbitrator’s decision on the merits shall be based on and shall be limited by the Terms of the Agreement and applicable law. Without limiting the generality of the foregoing, the arbitrator will not have any authority to deviate from the Terms of the Agreement or from applicable substantive law, and the arbitrator will not have any authority to award indirect, consequential, special, multiple (double, treble, etc.) or punitive damages.
8. Exceptions to Arbitration: There are only four (4) exceptions to arbitration under this Arbitration Agreement: (a) an individual Claim brought in small claims court as described in Section 1, (b) an individual action brought in a court seeking non-monetary injunctive relief as described in Section 2, (c) an individual action brought in court to determine the enforceability of this Arbitration Agreement as described in Section 7, and (d) an individual action brought in court to determine the scope of the arbitrator’s authority as described in Section 7.
9. Individual Claims:  Gift Account Issuer and you agree to arbitrate any Claim only on an individual basis and hereby waive any right to bring, participate in, or receive money or any other form of relief via or from a class action, representative case, consolidated action, or collective proceeding, whether in a court of law or arbitration proceeding. Without limiting the generality of the foregoing, and for the sake of clarity, the parties agree that this waiver applies in any action or matter required to be resolved by a court in accordance with Section 1 (We Both Agree to Arbitrate), Section 2 (Applicability of Arbitration Agreement),  Section 7 (Scope of Arbitrator’s Authority) and/or Section 8 (Exceptions to Arbitration of this Arbitration Agreement.  See also Section below on Waiver of Class Action
10. Arbitration Fees: Payment of all filing, case-management, administrative, hearing, and arbitrator fees will be governed by the JAMS’s rules and fee schedules (“Arbitration Fees”).
11. Acknowledgement: THE PARTIES (CARD ISSUER AND YOU) HEREBY WAIVE THEIR CONSTITUTIONAL, STATUTORY AND COMMON LAW RIGHTS TO GO TO COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY. Instead, they have elected that all Claims be resolved on an individual basis by arbitration in accordance with this Arbitration Agreement.

Important: Waiver of Class Action

In addition to and separate from the Arbitration Agreement, Issuer and you further agree to pursue or arbitrate any Claim only on an individual basis and hereby waive any right to bring, participate in, demand money, or to assert any other form of relief via or from any class action or other form of representative action, consolidated case, or collective proceeding.  In addition, no party may bring a Claim on behalf of any other individual, and no arbitrator hearing or other proceeding may: (a) without the consent of all parties, combine more than one individual’s claim or claims into a single case; (b) order, require, participate in, or facilitate production of class-wide contact information or notification of others of potential claims; or (c) arbitrate or litigate any form of a class, collective, consolidated, representative, or private attorney general proceeding.  This means that you will not be able to bring a class action, collective case, or representative lawsuit in a court of law before a judge or jury or in the arbitration proceeding before an arbitrator.  Without limiting the generality of the foregoing, for clarity the parties agree that this waiver applies in any action or matter required to be resolved by a court in accordance with Section 1 (We Both Agree to Arbitrate), Section 2 (Applicability of Arbitration Agreement), Section 7 (Scope of Arbitrator’s Authority), and/or Section 8 (Exceptions to Arbitration).

Governing Law

Except as specified above in Section 5 of the Arbitration Agreement, the laws of the State of Kansas in the United States of America, without regard to its principles of conflicts of law, shall govern these Terms; provided, however, it is agreed and understood that the FAA controls the issues of arbitration and arbitrability without regard to Kansas law on arbitration agreements.

Change in Terms

Issuer reserves the right to modify these Terms at any time in its discretion for the limited purposes (a) of making modifications, if any, regarding redemption limitations, (b) to define modifications in limitations of use, (c) to describe courses of action in the event the Gift Account program is terminated, (d) to clarify existing terms and conditions, (e) to address changes in information such as links, or (f) to implement other changes made in good faith provided that such other changes do not include (i) the addition of an expiration date, (ii) the application of new fees regarding the use or non-use of the Gift Accounts, (iii) a change to the Arbitration Agreement, or (iv) a change to this Change in Terms clause. Notice of changes will be provided to Gift Account Holder at the Gift Account Holder Notices tab and page at mycardterms.com/phillips66giftaccount. Additionally, changes will be made to the text of Full Terms and Conditions published at that website. The most current version of these Terms will be available at that website and supersede previous versions of these Terms, except as otherwise specified.

Survival of Terms

Should these Terms, or any part thereof, be determined by any court, tribunal, arbitrator, or agency to be unenforceable, void, or voidable, or should any court, tribunal, arbitrator, or agency refuse or decline to enforce these Terms or any part thereof, the remainder of these Terms and all parts of it shall remain in effect, valid, and enforceable.

Gift Account Program Termination

The Gift Account program may be terminated in special circumstances such as (a) the cessation of business of Phillips 66®, (b) if needed in light of applicable laws and regulations, (c) the mutual business decision of Issuer and Phillips 66® that the Gift Account program has run its business course and should be ended on a going forward basis, and (d) in force majeure type situations that prohibit the operation of the program such as pandemics, sabotage, terrorism, civil unrest, or acts of God. In the event the Gift Account program is terminated, instructions to Gift Account holders will be provided by notice given in accordance with these Terms.

Notices to Cardholder

Card Issuer does not maintain names or addresses of cardholders. Therefore, you agree that we may provide notice to you, including disclosures and amendments to this Agreement, by electronic means including notices posted at the Cardholder Notices page of mycardterms.com/phillips66.

Notices to Gift Account Holders

You agree that, to the extent permitted by applicable law, we may provide notice to you, including disclosures and amendments required under these Terms, by notices posted on the Gift Account Holder Notices.  You should regularly check Gift Account Holder Notices for updates.  

Customer Service and Inquiries by Gift Account Holders

For questions, you can contact Issuer at customerservice@cimicard.com or visit our Contact Us page.  You may also contact Retailer at consumerservices@p66.com

Gift Account Balance

If you’re unable to view your Gift Account balance in the Fuel Forward® App, you can reach out to the Retailer’s customer support team by emailing consumerservices@p66.com, calling 1-800-527-5476, or contacting Stored Value Solutions’ customer support at 844-571-1729.

Where to Reach Card Issuer

Issuer is located in the United States of America and can be found at 11610 Ash Street, Suite 200, Leawood, Kansas 66211, at 855.971.7430, or at customerservice@cimicard.com. 

Acknowledgment

YOU ACKNOWLEDGE THAT YOU UNDERSTAND THAT YOU MAY CONSULT WITH AN ATTORNEY IN DECIDING TO ACCEPT THIS AGREEMENT INCLUDING, WITHOUT LIMITATION, THE AGREEMENT TO ARBITRATE.

Privacy Policy – Notice and Consent

We inform you that we are collecting your personal information and data for use to deliver your Gift Account and administer and perform the Gift Account program. We further inform you that the Gift Account data (including your personal information and data) will be transferred to and processed by us in the United States of America. Your activation or use of the Gift Account constitutes your consent to such collection and use of your personal information and data. Our collection or use of personal information and data is subject to our Privacy Policy and Notice. The Privacy Policy and Notice is not a part of these Terms.

Any personal information and data that is provided to Retailer is subject to Retailer’s separate Phillips 66 Terms and Conditions. The Retailer’s Privacy Policy and Notice is not a part of these Terms.

THESE TERMS CONTAIN A BINDING ARBITRATION CLAUSE

Gift Account Terms (as of 02-27-26)

Terms: Your Gift Card Balance Account (“Gift Account”) is usable up to its balance only to buy authorized products and services only at participating Phillips 66®, Conoco®, and 76® stores. It is not redeemable for cash, except where required by law. It is reloadable. It does not expire but it will be deactivated if no activity for 365 days after a zero balance. It is not a credit card, debit card, asset account or deposit account. Safeguard your Gift Account; it will not be replaced if lost, stolen or used without authorization. Additional terms apply including change in terms, binding arbitration, waiver of class action and novation clauses. For full terms see mycardterms.com/phillips66giftaccount. CIMI2510, Inc. (“Issuer”) is the sole issuer of the Gift Account and sole obligor to Gift Account owner.  Phillips 66®, Conoco®, and 76® stores are not an obligor to card owner. Activation or use of the Gift Account constitutes acceptance of these terms. For inquiries, including balance, Issuer, and CIMI Privacy Policy and Notice, visit mycardterms.com/phillips66giftaccount or call 855.971.7430

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