20 Reasons to Use Terms Now℠

The Terms Now Platform provides a technology stage for the full management of the terms and conditions for gift cards and gift card programs.

Why use Terms Now? Below are twenty reasons:

1. Take Control of Your Terms and Conditions
• Physical Control
• Version Control
• Archive Control

2. Enable Your Use of Long Form Terms
• Short Form Terms
• Long Form Terms
• Doing the Legal Connection
• Applying the Conspicuous Rule
• Addressing Click Wrap Versus Browse Wrap
• Doing the Technology Connection

3. Leverage Your Long Form Terms
• Enable Tools to Help Manage Liability
• Arbitration Agreement
• Waiver of Class Action Provision
• Novation Clause

4. Establish a Controlled Platform for Change of Terms
• Enable Ability for Future Change in Terms
• Connection With the Consumer
• Manage Core Versus Non-Core Changes
• Centralize the Process

5. Address Requiem Run-Offs
• Enable Ability to Run-Off Terminated Programs
• Website Platform Survives Termination of Program
• Use Platform Advise of Run-Off Terms
• Connection With Consumer
• Appeasement App Available For No-Redemption Runoffs
• Escheat Services Available for Front End and Back End of Runoff

6. Deal with Those “Other” Terms
• Those Other Terms on Your Retail Website
• Those Other Terms on Sales Engine Sites
• Those Other Wallet Terms
• Manage Links
• Get Consistent Across Platforms

7. Provide for Multiple Language Capability
• Deal with Regulatory Compliance
• Create a Consumer Experience

8. Address ADA and the Visually Impaired
• Designed by the Blind for the Blind
• Address Regulatory Compliance
• Create a Consumer Experience

9. Address Tips on Use Per OCC Guidance
• Implement OCC Required Tips
• Button Up the Card Limitations

10. Deal With Required Fraud Warnings
• Address Regulatory Compliance
• Create a Consumer Experience

11. Button Up Your Privacy Statements
• Deal with Regulatory Compliance
• Centralized Privacy Statements.
• Multi-Jurisdiction Privacy Statements

12. Add the Virtual Cash-Out (VCO) Platform
• Put a Virtual Cash-Out Customer Service Desk in Every Store
• Assist with Regulatory Compliance
• Create Analytics

13. Secure Your Balance Inquiry System
• Fight Fraud
• Enable Credentialed Balance Inquiries

14. Track Your T&Cs Tasks
• Tracker
• Tracer

15. Train Your Employees
• Deal with Regulatory Compliance
• Enhance Your Training
• Card Compliant Training Center
• AML
• Cash-Out
• Fraud
• Tampering

16. Create a Better Consumer Experience
• Interactive Terms
• mycardterms.com

17. Outsource the Webwork
• Card Compliant Managed Site
• Managed Links
• SPSs: Special Purpose Sites
• PCI Zones Used When Required

18. Foster Customer Education
• Use the Platform to Fill Regulatory Information Gaps
• Use the Platform to Strengthen “Except as Required by Law” Provisions
• Example: State Cash-Out Table
• Leverage the FAQ Platform

19. Organize Your Multiple Programs and Brands
• Platform is Scalable for Related Programs with Differing Terms
• Physical Gift Versus E-Gift; Gift Versus LAP; Gift Versus Wallet; etc.
• Multiple Program Index
• Platform is Scalable for Multiple Brands with Differing Terms
• Multiple Brand Index

20. Access Industry Experience
• Wording of T&Cs.
• Industry Practices
• Card Terms Writer – Access Samples on Ten Top Subjects

RELATIONSHIP DISCLAIMER. CARD COMPLIANT IS NOT A LAW FIRM AND WILL NOT BE PROVIDING LEGAL SERVICES, LEGAL REPRESENTATION, OR LEGAL ADVICE TO YOU. Nothing shall be construed as creating an attorney-client relationship between you and Card Compliant or an attorney-client relationship between you and any employee or attorney of Card Compliant.